A pre-approved loan is defined as a loan that has successfully passed the stage in which the bank, to which the interested party has granted a loan, expresses a preliminary feasibility opinion on the loan requested.

In this phase in which certainty is acquired on the solvency of the customer and on the existence of the prerequisites

 

For the loaning out of the sum of money requested, the bank or the financial company gives a first consent, preliminary to the preliminary investigation, namely the next step of evaluation of the documentation relating to the creditworthiness and income capacity of the applicant.

 

Loan estimate of 10000 euros

 

Financial: Simple Loan
Product: Personal Loan
TAN Fixed: 4.25%
APR: 4.44%
Loan duration: 60 months
Amount Financed: € 10,000
Total due: € 11.117

Monthly installment € 185 , 28 Feasibility check 

Financial: Legos
Product: Personal Loan
TAN Fixed: 5.16%
APR: 6.70%
Loan duration: 60 months
Amount Financed: € 10.146
Total due: € 11.735

Monthly installment € 193 , 19 Feasibility check 

Financial: Findloan
Product: “Your Projects” Credit
TAN Fixed: 6.01%
APR: 6.18%
Loan duration: 60 months
Amount Financed: € 10,000
Total due: € 11.602

 

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